Top 10 ways to make money Money is any item or verifiable record that is generally accepted as payment for goods and services and repayment of debts , such as taxes , in a particular country or socio-economic context. [1] [2] [3] The primary functions which distinguish money are as a medium of exchange , a unit of account , a store of value and sometimes, a standard of deferred payment . A United States dollar bill , two five-cent coins and a penny Money was historically an emergent market phenomenon that possess intrinsic value as a commodity ; nearly all contemporary money systems are based on unbacked fiat money without use value . [4] Its value is consequently derived by social convention, having been declared by a government or regulatory entity to be legal tender ; that is, it must be accepted as a form of payment within the boundaries of the country, for "all debts, public and private", in the case of the United States dollar . The money
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